B2B debt collection
Business-to-business recovery: unpaid invoices, supply contracts and trade debt owed by Omani companies.
B2B recoveryDebt recovery in the Sultanate of Oman
Recover what you are owed in Oman.
Unpaid invoices, dishonoured cheques and trade debts — recovered through amicable settlement first, and through the Omani courts when that is what it takes. You pay only when we recover.
Oman-wideMuscat, Sohar, Salalah, Duqm
No win, no feeNo recovery, no charge
48 hoursTo first contact with your debtor
The rules changed on 1 October 2025. Oman’s new Court of Investment and Commerce now hears commercial debt claims and must decide them within 90 days — against litigation that once ran five years or more.
What this means for creditors →What we recover
Four routes to your money
Most debts never reach a courtroom. We start with the fastest route that works, and escalate only when it stops working.
Dishonoured cheques
A cheque returned unpaid is the strongest instrument a creditor can hold in Oman. It opens the fastest court route available.
Cheque recoveryCross-border
Owed money by an Omani business from outside the country, or chasing an Omani debtor’s assets across the GCC.
Cross-border recoveryCourt action
When recovery needs a judgment, the file is referred to and handled by our associate lawyers in Oman — and we manage it end to end.
Legal recoveryThe recovery ladder
How debt recovery works in Oman
Five stages. Each one is a real legal step with its own requirements and its own clock.
1
2–3 months
Amicable recovery
Structured reminders, a formal demand, then negotiation. Most undisputed debts are settled here, without a court and without a fee until you are paid.
2
~3 days to issue
Order for payment
Where you hold a cheque, promissory note or bill of exchange, the court can issue a payment order. The debtor has 15 days to contest — or it becomes final.
3
90-day rule
Court of Investment & Commerce
Commercial claims now go to a dedicated court with mandatory electronic filing, which must decide the case within 90 days of referral.
4
Enforcement judge
Enforcement
Bank accounts attached, wages garnished, movable and immovable property seized and sold, shares and third-party-held assets pursued.
5
Last resort
Insolvency
Where a debtor has stopped paying its debts as they fall due, an undisputed commercial claim can support a bankruptcy petition.
Fees
No recovery, no fee. In plain terms.
You pay a percentage of what we actually recover, and nothing if we recover nothing. There is no retainer, no monthly charge, and no fee for assessing your file. Court fees and any disbursements are separate, quoted in advance, and never incurred without your written approval.
Who you are dealing with
Straight answers before you send us a file
Where we work
Debt recovery across the Sultanate, for creditors inside Oman and abroad. Court matters are referred to our associate lawyers in Oman.
Where we are
Building, street, district, Muscat, Sultanate of Oman. Visitors by appointment.
What we are not
We are a debt recovery firm, not a law firm. We do not provide legal advice or representation. Court matters are referred to and handled by our associate lawyers in Oman.
How we behave
No harassment, no threats, no intimidation — of anyone, at any stage. Debtors are told clearly what is owed and what their rights are.
Common questions
Before you get in touch
How long do I have to claim a debt in Oman?
For obligations between merchants arising from their commercial business, the limitation period runs to ten years from the date performance fell due. Shorter periods apply to certain claim types, so an older debt is worth checking rather than writing off.
Can I charge interest or a late payment penalty?
Interest on a commercial debt is set by ministerial decision and is currently 6% unless you agreed a lower rate. Contractual late-payment penalties, by contrast, are not enforceable in Oman — a distinction that catches out a lot of foreign creditors.
My customer’s cheque bounced. What happens now?
A dishonoured cheque is both a route to a fast payment order and a criminal offence under the Omani Penal Code. It is the strongest position a creditor can be in. We will tell you which route actually gets you paid fastest, which is not always the criminal one.
Do you handle debts owed to companies outside Oman?
Yes. That is a large part of what we do — UAE and wider GCC businesses owed money by Omani customers, and international creditors with an Omani debtor. The 1995 GCC Protocol matters here, and we will explain exactly how it applies to your file.
What do you need from me to start?
The invoice or contract, any cheque or promissory note, a statement of account, and whatever correspondence exists with the debtor. If some of it is missing, send what you have — the assessment is free either way.
What does it cost if you do not recover anything?
Nothing. There is no fee unless money is recovered. Court fees and disbursements are the only separate costs, they are quoted before they are incurred, and they are never spent without your written approval.
Note. The procedural summaries on this site describe Omani law and practice in general terms and are not legal advice. Rules, rates and timescales change. For advice on a specific file, we will refer you to our associate lawyers in Oman.
Send us the file. We will tell you what it is worth.
A free, no-obligation assessment of whether the debt is recoverable, which route applies, and how long it should take.